Personal Loans
Short-term credit for personal needs, planned expenses, emergencies and day-to-day obligations.
Learn more →Credit-only microfinance
Finance that moves with your goals.
Equiifirst Investments (Pvt) Ltd provides fast, transparent and responsible credit solutions for individuals, salaried employees, entrepreneurs, SMEs and registered businesses.
24–72 hour processing*
Transparent pricing
Flexible repayments
Loan products
Credit options built around real needs.
Choose the loan type that fits your situation, then speak with a loan officer for guidance on requirements, approval and repayment options.
Salary-Based Loans
Convenient lending designed around verified income, salary cycles and repayment capacity.
Learn more →Business Loans
Working-capital support for entrepreneurs, SMEs and registered businesses.
Learn more →Gadget Loans
Credit support for productivity tools such as phones, laptops and approved devices.
Learn more →Order Financing Loans
Funding to help qualifying businesses fulfil confirmed orders and supply commitments.
Learn more →
Responsible lending. Clear terms. Dedicated support.
Why choose us
A finance partner focused on clarity and service.
Our team supports clients with practical lending guidance, clear loan terms and repayment channels that fit approved arrangements.
- Fast loan processing for complete applications.
- Transparent pricing with no hidden charges.
- Flexible repayment options through approved methods.
- Tailored financial solutions for personal and business needs.
- Confidential handling of client information.
5Loan categories
24–72hTypical processing window
RBZRegulated institution
Application process
Simple steps from enquiry to decision.
Approval timelines depend on the product and completeness of supporting information.
Enquire
Contact us, visit the branch or submit an online loan enquiry.
Submit documents
A loan officer confirms the documents required for your product.
Assessment
We review affordability, repayment capacity, credit history and supporting information.
Decision
Many complete applications are processed within 24–72 hours.
Repayment support
Repay through approved channels and contact us early if circumstances change.
What you may need
Prepare your documents early.
Requirements vary by loan product, but most applications require identity, residence and income or business information.
- National ID or passport
- Proof of residence
- Recent payslips or bank statements
- Business registration documents for business applications
Visit our offices for a copy of current loan tables.
Popular questions
Quick answers before you apply.
Review the essentials, then contact customer support for product-specific guidance.
A credit-only microfinance institution provides loans to individuals and businesses. Equiifirst Investments (Pvt) Ltd does not accept public deposits or operate savings accounts.
Individuals, salaried employees, entrepreneurs, SMEs and registered businesses that meet our lending requirements can apply.
We offer personal loans, salary-based loans, business loans, gadget loans and order financing loans.
You can visit our offices, submit an online enquiry or contact one of our loan officers for assistance.
Requirements may vary by loan product, but commonly include a National ID or passport, proof of residence, recent payslips or bank statements and business registration documents for businesses.
Approval timelines vary depending on the product and completeness of submitted documents. Many complete applications are processed within 24–72 hours.
Ready to discuss your loan options?
Call, WhatsApp, email or visit the branch at Elcombe House. A loan officer will guide you through product requirements and next steps.